Account Access 
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Open an AccountThe very nature of SECNY has been to serve its schools, students and their families, thus serving a very important part of the Central New York Community. We offer membership to any person working, living, worshipping, attending school, businesses and legal entities in Onondaga, Madison, Oswego and Cayuga counties. Checking Accounts are made easy at SECNY, with multiple ways to access your account and no monthly maintenance fee!
MasterCard Debit Card
Discover the added benefits with the SECNY MasterCard Debit Card!
Use in-store, online or as an ATM card! Card may be used everywhere MasterCard is accepted.
Card Controls
SECNY is pleased to announce that Card Controls features are now available in the SECNY app and Online Banking! Card Controls allows you to set and view spending limits, set up card activity alerts, set your own travel exemptions, and more! You can also use the SECNY app to link your SECNY MasterCard® Debit Card with Apple Pay, Google Pay & Samsung Pay with the push of a button.
Conveniently Located ATMs
InTouch℠, Allpoint and MoneyPass ATM locations give credit union members free ATM transactions at over 92,000 machines nationwide!
Free Online Account Access
Manage your account from the convenience of your own computer, 24 hours a day, with SECNY Online Banking. Transfer funds and view your account history. Or put the convenience of banking at your finger tips with our mobile app.
Free Online Check Imaging
View your cleared checks online for FREE! Simply sign on to your account and access your checking account history. The check number will appear as a link in your history. Click on the check number link and view a full image of your cleared check.
Free* Online Bill Pay
Never use another stamp! Pay all your bills online directly from your SECNY FCU Checking account(s)! *Fees may apply. See our Member Reference Guide & Service Schedule.
Free E-Statements
E-statements are delivered to members faster than mailed statements, save the environment by using less paper and increase the security of your private financial information.
Other Features Available
Direct Deposit or Payroll Deduction
Have your payroll department send your entire pay or part of it directly to the credit union. No more waiting in line! Have your member number and SECNY Routing and Transit number (221381304) ready.
Overdraft Protection
Protect yourself from the embarrassment and expense of returned checks. Ask for an Overdraft Line of Credit.
Courtesy Pay
A program designed to support members in good standing by paying checks in advance of your deposit. Must be a member for a minimum of 60 days. Must be a member in good standing. Maximum Courtesy Pay amount: $750 for qualified member accounts.
Share Transfer
SECNY will transfer funds from your savings to your checking if you have insufficient funds to cover your checks. A nominal fee will be charged, see service schedule for details.
Cash Management
Earn a higher rate of interest and have check writing privileges by maintaining a minimum average daily balance in your account for the entire month.
Order Checks Online
Get 25 checks for free on your first order of checks (select styles only- Contact Us for details).
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